Are you from Georgia and having problems with your credit? The smartest move you can make is to get assistance from the best credit repair companies in your state. These agencies have the capabilities to take the load off of your shoulders. If you want inaccurate items taken off from your credit reports, your best route is to get help from a reputable and reliable credit repair company. Assess your credit situation and check whether you can fix the problem on your own but if you don’t have the time in juggling your time and fixing your credit, the best route to take is getting expert assistance. As they say, leave it to the professionals.
If you are from Georgia, there’s no need to worry for we have compared multiple credit repair companies and have come up with the best selections. We came up with the best credit repair companies in Georgia to help you decide based on different factors for consideration. Take note that this is just one step in the right direction and that is why it would be very critical to choose the company that can lead you towards your goals and provide the results that you need.
Best Credit Repair Companies in Georgia
- Best Overall: Credit Saint
- Runner-Up Best Overall: Century Credit Repair
- Best For Fair Credit Reporting Act Certification: Credit Repair Lawyers of America
- Best for Multiple Family Members: Bright Beginnings Credit Repair
- Best Value: DebtStoppers Bankruptcy Law Firm
- Most Experienced: Advanced Credit Help
1. Credit Saint – Best Overall
We have chosen Credit Saint as the most elite choice among the best credit repair companies in Georgia because of two things: reputation and performance. They have stood out among the pack due to their consistency year in and year out. Credit Saint has a solid record when it comes to helping out their clients and achieving optimum results. We were impressed by the customer feedback and the astounding satisfaction rate. The company is BBB-accredited and has gained consistent A rating through the years. As of this writing, Credit Saint has garnered an A- rating.
When you check out the packages of Credit Saint, there are three options: the Credit Polish package, the Credit Remodel Package, and the Clean Slate Package. They have first work fees that range from $99 to $195 and the packages have a monthly range from $79 to $195. When we compare it to other credit repair companies in Georgia, this is a fair and regular rate. Credit Saint also provides clients with a free Experian credit score tracker on all the types of plans. Some companies do not even offer this while some only offer it when you choose their most expensive package.
What impressed us the most about Credit Saint is that in spite of their reputation and their consistent performance, they still offer a 90-day money-back guarantee. That just shows how dedicated they are to provide the best results for their clients. You can also expect that a legit credit repair expert will get in touch with you upon their free consultation offer.
Pros:
- Consistent High Rating from the BBB
- Customized Dispute Letters
- Transparent Pricing
Cons:
- Set-up Fees
If you plan to get started with them, check out the website of Credit Saint to submit an online request. From here you will get a free credit consultation schedule. Credit Saint has turned elite among the best credit repair companies in Georgia due to its solid reputation, commendable longevity of business operations, value-added services, and transparent pricing.
2. Century Credit Repair – Runner-Up, Best Overall
We chose Century Credit Repair as one of the best credit repair companies in Georgia because of their impressive A- rating. Their office is located at 3620 Piedmont Rd NE ste B, Atlanta, GA 30305. They are composed of professionals who have credible experience in challenging negative and inaccurate items that affect credit score. Century Credit Repair helps in guiding clients every step of the way. Not only do they assist in credit repair but they also help educate their clients so that they won’t be making the same mistakes in the future.
The only downside that we see is that this company is fairly new and doesn’t hold a candle when compared to the years of experience and reputation of Credit Saint. Nevertheless, we chose them as the runner-up because of their potential.
Pros:
- A- Rating
- BBB Accredited
Cons:
- Fairly New Company
To get started with Century Credit Repair, you can fill out an online form on their website for their free consultation offer.
3. Credit Repair Lawyers Of America – Best for Fair Credit Reporting Act Certification
When it comes to credit repair, the Fair Credit Reporting Act is considered as an essential guide. We chose Credit Repair Lawyers of America as one of the best credit repair companies in Georgia because of their dedication in handling credit issues with instant legal assistance. The firm has been helping out clients since 2008 and has been consistent in providing excellent services for clients who have credit disputes and are in need of credit report review. Credit Repair Lawyers of America can help clients file lawsuits only if necessary. They value the importance of erasing inaccuracies that are affected by different factors such as identity theft, delinquencies, and discrepancies.
The firm also provides assistance against bad debt collectors as well as with problems with student loans. Credit Repair Lawyers of America offers free credit report review. The only downside that we noticed is their rates.
Pros:
- Years of Experience
- BBB Accredited
Cons:
- Rates
To get started with Credit Repair Lawyers of America, check out their website for details on how to get a no obligation and free consultation. We were also impressed by this firm’s consistent performance since 2008.
4. Bright Beginnings Credit Repair – Best for Multiple Family Members
We picked Bright Beginnings Credit Repair as one of the best credit repair companies in Georgia because of their performance and their discounted rates. We were also impressed by their drive to educate their clients so that they may have a better approach towards credit in the future. Bright Beginnings Credit Repair strives to ensure accurate information about clients. This company also assists in helping address late payments, foreclosures, charge-offs, repossessions, judgments, bankruptcies, and closed accounts. Their staff help in educating clients on maintaining future credit score and also to observe proper credit practices. They also offer credit monitoring services as well.
They offer a $79.99 monthly rate for single membership and a $139.99 monthly rate for join membership. They accept multiple family members and offer a discount when they sign up within three days of the first family member’s order. The only thing that might turn off potential clients is the fact that Bright Beginnings Credit Repair is not BBB-accredited as of this writing.
Pros:
- Discounted Rates
- Allows Multiple Family Members
Cons:
- Not BBB Accredited
To get started with Bright Beginnings Credit Repair, their website offers detailed information for your reference.
5. DebtStoppers Bankruptcy Law Firm – Best Value
We chose DebtStoppers Bankruptcy Law Firm as one of the best credit repair companies in Georgia because of the value that you can get for their overall services. This firm assists clients repair their credit via bankruptcy declaration. Their credit repair experts advise clients on which type of bankruptcy suits their needs the best. They also offer credit counseling to help educate people to never commit the same debt mistakes again. DebtStoppers Bankruptcy Law Firm is connected with Semrad Law Firm and that makes them a formidable Atlanta duo that practice bankruptcy throughout the city.
DebtStoppers Bankruptcy Law Firm has been performing fairly well but they are not BBB-accredited as of this writing.
Pros:
- Best Value for their Service
Cons:
- Not BBB Accredited
To get started with DebtStoppers Bankruptcy Law Firm, check out their website for their free consultation.
6. Advanced Credit Help – Most Experienced
Advanced Credit Help is one the best credit repair companies in Georgia because of their longevity and reputation in the city of Atlanta. The company has over 20 years of experience and an A+ rating as of this writing. We chose Advanced Credit Help to be a part of this list because of their impressive resume as they have helped out clients in removing inaccurate credit items. The company also assists in ensuring that information included in credit reports are true and complies with the law. In addition to credit repair help, Advanced Credit Help also offers financial literacy counseling to educate people about credit and to help avoid being in the same predicament in the future.
The only downside that we noticed with Advanced Credit Help is that they are not BBB Accredited as of this writing in spite of their 20 years of experience. They have three plan packages: the Bronze Plan for $59.95 per month, the Gold Plan for $79.95 per month and the Platinum Plan for $99.95 per month.
Pros:
- 20 Years of Experience
- A+ Rating
Cons:
- Not BBB Accredited
To get started with Advanced Credit Help, you can check out their website for more details.
FAQs
Is credit repair legal in Georgia?
Credit repair companies in Georgia are illegal but there are a few exceptions. Companies may only act as credit repair agencies if they are a 501(c)(3) nonprofit organization or operate as an attorney within the scope of their license. Other than that, it would be considered as a misdemeanor to offer credit repair services in the state of Georgia.
Is Repairing Your Credit in Georgia Safe?
Yes. It is safe because it is protected by the federal laws. Spotting a scammer in the credit repair business won’t be that hard because they are usually the ones who violate the most common laws about credit repair services. To have a safe credit repair company search, go for highly-rated and BBB-accredited companies like Credit Saint.
Can You Get a Free Credit Report in Georgia?
Yes. You can order your free credit report at annualcreditreport.com. This is the only website authorized for free credit reports.You can also contact 1-877-322-8228 for your free credit report.
How Much does credit repair cost in Georgia?
The usual cost of credit repair in Georgia ranges from $50 to $150 a month. However, some don’t offer monthly fees and offer performance-based fees instead. Some companies charge around $20 to $100 per removed item from your credit report.
What are the best credit repair companies in Atlanta?
The best credit repair companies in Atlanta are Credit Saint, Bright Beginnings Credit Repair, Century Credit Repair, Credit Repair Lawyers Of America, DebtStoppers Bankruptcy Law Firm, Advanced Credit Help, DPMC Consulting / DPMCUSA, LLC, Labeaud Loyalty Business Solutions, Ramsey Credit Services, Roundleaf Inc, and The Eimreht Firm.
