Do you live in Washington and are in dire need of credit repair assistance? Never lose hope because credit repair companies have the capabilities to help you out with your credit needs. Getting a reputable and efficient credit company in Washington is easy and this article will help you out in pinpointing the best one for your specific need. If you feel like you couldn’t handle this problem on your own, leave it up to the experts!
In the state of Washington, there are a multitude of choices but in this article, we have scaled them down to the most recommended ones. We determined the best credit repair companies in Washington due to multiple factors and rest assured that we only recommend the ones that could help you out the most.
Best Credit Repair Companies in Washington
- Best Overall: Credit Saint
- Runner-Up Best Overall: American Financial Solutions
- Best For Legal Assistance: Symmes Law Group, PLLC
- Best For Couples: Guiding Hands Credit Service
- Most Experienced: Construction Credit Corp
1. Credit Saint – Best Overall
Credit Saint was founded way back 2004 and has been a reputable credit repair company year after year. We chose this company as the best credit repair company in Washington because of their consistent performance in this specific field. Clients have been pouring out positive feedback regularly. Credit Saint has an A- rating and has been BBB-accredited since 2007. The company’s reputation is highly-impressive as they have been successful consistently. Their longevity is also one proof of their valuable service.
Credit Saint has three credit repair packages namely the Credit Polish Package, the Credit Remodel Package, and the Clean Slate Package. With all of these packages comes a free Experiean credit score tracker. These packages range from $79 to $195 per month. Credit Saint also has first work fees that range from $99 to $195. We consider this as an average rate when we compare them to other credit repair companies in Washington. In spite of the popularity, reputation and value-added service offered by Credit Saint, we were impressed by their 90-day money-back guarantee.
Pros:
- A- Rating from the BBB
- BBB Accredited
- Customized Dispute Letters
- Transparent Pricing
Cons:
- Set-up Fees
To get started, check out the website of Credit Saint if you plan to submit an online request. From here you will get a free credit consultation schedule. Credit Saint has become elite among the best credit repair companies in Washington due to its solid reputation, commendable longevity of business operations, value-added services, and decent pricing.
2. American Financial Solutions – Runner-Up, Best Overall
American Financial Solutions is a Seattle non-profit financial education, credit counseling, and debt consolidation agency that has provided assistance to the city’s residents since 1999. The National Foundation of Credit Counselors have certified the credit counseling personnel from this agency. Aside from credit repair help, American Financial Solutions also provides help on student loan management, debt management, foreclosure prevention, and pre and post-bankruptcy counseling. Aside from their diverse service, this agency is also BBB accredited. American Financial Solutions is also one of the few credit repair companies in Washington with an A+ Rating. This is why we chose this agency as the runner-up to Credit Saint in all of Washington.
Pros:
- A+ Rating
- BBB Accredited
Cons:
–
To get started with American Financial Solutions, you could go and visit their website. We chose this agency as a runner-up to Credit Saint because of their good rating and accreditation.
3. Symmes Law Group, PLLC – Best for Legal Assistance
We chose Symmes Law Group PLLC as one of the best credit repair companies in Washington because of their legal expertise and reputation in the city of Seattle. They have lawyers who utilize a multiple-phase dispute process for removing inaccurate items on credit reports. The company also offers expert advice on how clients could improve credit scores the right way. Symmes Law Group PLLC checks thoroughly that original documentation is actually provided by the credit bureaus for validation purposes. We chose this company as the best for legal assistance when it comes to credit repair due to their drive to target creditors who don’t comply with the Fair Credit Reporting Act law. This is an important factor to highly consider.
Pros:
- Best for FCRA Law
- A+ Rating
Cons:
- Not BBB Accredited
To get started with Symmes Law Group, PLLC, you can visit their website. They are one of the premier law groups in all of Seattle and the top choice for credit repair legal assistance. We understand that the FCRA laws should be upheld the right way and this company offers to look out for that.
4. Guiding Hands Credit Service – Best for Couples
We chose Guiding Hands Credit Service as one of the best credit repair companies in Washington due to their impressive offer for couples. The company provides 50% off for your partner if you enroll as a couple. Aside from this great deal, we selected Guiding Hands Credit Services because of their reputation in the city of Tacoma, Washington. They provide good service in helping clients improve their credit scores and showcase better credit reports. This company offers three different packages along with an online program that could help clients with monitoring. Guiding Hands Credit Service provides credit restoration services with an in-depth approach on auditing, disputes, consultation and credit monitoring. They also offer debt negotiation coaching. The company also has an A+ rating but they are not BBB accredited as of this writing.
Pros:
- A+ Rating
- 50% off partner’s membership when enrolling as a couple
Cons:
- Not BBB Accredited
To get started with Guiding Hands Credit Service, check out their free consultation. We were really impressed by the rating of this company and they are among the few who holds an A+ in the city of Tacoma.
5. CreditCEO – Best for Monitoring
CreditCeo is a credit repair company in Seattle that helps out clients to repair credit scores in a proper and effective way. Aside from credit repair assistance, this company also provides credit education and coaching for people who are interested to learn more about credit details. They offer a free consultation in order to map out the best action plan required to achieve every client’s credit goals. CreditCEO takes pride in not charging extra for deletions. The company will dispute every negative account every single month. We were also impressed by the client tracking portal provided by CreditCEO to clients on every membership level. This can make monitoring fairly easy and that can be of big help when tracking results or progress regularly. They also offer 100% money-back guarantee. Unfortunately, CreditCEO is not on the list of BBB accredited companies and there are no ratings available as well.
Pros:
- Client Tracking Portal on Each Membership Level
- 100% Money-back Guarantee
Cons:
- Not BBB Accredited
- No BBB Rating
To get started with CreditCEO, visit their website for their free consultation offer. We selected CreditCEO as one of the best credit repair companies in Washington because of the value of their monitoring services. We understand that monitoring is highly significant in order to track progress. CreditCEO is fairly transparent in this regard.
6. Construction Credit Corp – Most Experienced
We chose Construction Credit Corp as one of the best credit repair companies in Washington because of their decades of experience in the industry. This company has been operating since 1955 and has been serving affiliates related to the construction industry. As their company’s name implies, they help out construction companies, subcontractors, suppliers of building materials, and financial institutions. Construction Credit Corp offers expert credit consulting services that assists in establishing the right credit status. This company works on monthly status information and daily status reports on contractors. They also provide assistance in lien notification, foreclosure issues, and filing services. This company also acts as a bridge that helps link attorneys through referral services that might be needed if legal issues arise. Construction Credit Corp impressed us because of their longevity and also their drive to educate people regarding state laws as they hold credit seminars and aso hand out reading material.
Pros:
- Operating since 1955
Cons:
- Not Rated
- Not BBB Accredited
To get started with Construction Credit Corp, visit their website for detailed information on their services. From all of the credit repair companies in Washington, we were impressed by Construction Credit Corp. because of their valuable experience and longevity.
FAQs
Is credit repair legal in Washington?
Yes. The important thing to note is that the practices in the state of Washington also follow the Fair Credit Repair Assistance laws.
Is Repairing Your Credit in Washington Safe?
Yes. It is safe because the Fair Credit Repair Assistance laws are being upheld. It would be very easy to detect companies who won’t follow these rules.
Can You Get a Free Credit Report in Washington?
Yes. You can order a free copy via the government-authorized website www.annualcreditreport.com or simply call 877-322-8228.
What are the best credit repair companies in Seattle?
The best credit repair companies in Seattle, Washington are the following: Adulting Credit LLC, American Financial Solutions, Construction Credit Corp, CreditCEO, Henry & DeGraaff, PS, Symmes Law Group, PLLC, The Credit Guru, and Veteran Credit Repair.
What are the best credit repair companies in Tacoma?
The best credit repair companies in Tacoma, Washington are the following: Credit Saint, Credit Team USA, Law Offices of James H. MaGee, Washington Bankruptcy Attorney, LSI Credit Solutions, and Platoon 720.
